Proverbs 27:12-14

Amplified Bible

¹² 
A prudent man sees evil and hides himself and avoids it,
But the naive [who are easily misled] continue on and are punished [by suffering the consequences of sin].^(A)
13 
[The judge tells the creditor,] “Take the garment of one who is surety (guarantees a loan) for a stranger;
And hold him in pledge when he is surety for an immoral woman [for it is unlikely the debt will be repaid].”^(B)
14 
He who blesses his neighbor with a loud voice early in the morning,
It will be counted as a curse to him [for it will either be annoying or his purpose will be suspect].